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If the stock market scares you, read this 📈

by Genevieve Zizzo
Apr 15, 2026
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Hey there Healers!

 

After my last email about my genius retirement strategy at 17 🙈, there are usually two types of reactions:

  1. “Wow… I wish I had started searlier.”

  2. “Okay… but is it even worth starting now?”

And sometimes there’s a third one, quietly underneath it all:

“Isn’t investing risky? I can't afford to lose any money”


So let’s talk about that.

Because this is where most people get stuck.


Here’s the truth:

There are absolutely ways to invest money that are risky.

But what we’re talking about here is not day trading…
not picking random stocks…
not trying to “win” in the market.

And I'm not here to sell you on any "invest and get rich quick" anything... those are scams. 🙅🏻‍♀️ Not the vibe.


We’re talking about long-term, steady investing—

the kind that is designed to grow gradually over time by risk being spread across hundreds of companies, not just one.


And historically, over long periods of time (like over 100 years), these kinds of investments have averaged somewhere around 7–10% per year.

That doesn’t mean every year is perfect.
Some years go up. Some go down.

But over time… it trends upward.

Even during/after the Great Depression.

Even during/after World War 2.

Even after the 2008 market crash.

Even after COVID.


Think of it a little like the body.

There are fluctuations day to day.

Some seasons we have a full blown injury or illness that impacts our health for a while.

But zoom out… and there’s a clear direction.


Now let’s bring this back to you.


💸 Scenario 1: “I can only do a little right now”

👉 $100/week 

  • 10 years → ~$70,000–$85,000

  • 20 years → ~$240,000–$300,000

  • 30 years → ~$500,000–$750,000+


That’s one treatment a week.

Not more hours.
Not more burnout.

Just consistency.

And some serious cash to live off of that doesn't require you to sell your home...


💸 Scenario 2: “Okay… I’m ready to be more intentional”

👉 $200/week

  • 10 years → ~$140,000–$170,000

  • 20 years → ~$480,000–$600,000

  • 30 years → ~$1M–$1.5M+


This is where things start to feel different.

Not because you worked harder…
but because your money started working with you.

This is TRUE passive income - money that comes to you fully passively without you needing to work more hours, days, weeks, or years.


💸 Scenario 3: “I feel like I’m late”

👉 Starting at 40
👉 $150/week for 25 years

→ ~$400,000–$650,000

OR

Let’s say you’re 50.

👉 $200/week for 15 years

By 65, that could look like:

→ ~$120,000–$180,000


Not behind.

Just… starting now.


And here’s the part I really want you to hear:

👉 This is not about putting your money somewhere it could disappear overnight.

👉 This is about building something stable, gradual, and long-term.


Because the real risk?

Is doing nothing.

And relying on your body to generate income forever.


And I say that with so much love for this profession...

But we are one of the only careers where:

👵🏻 we don’t have pensions

⚡️ we rely on our physical energy

🤷🏻‍♀️ and most of us were never taught how to build wealth outside of our hands


This is exactly why I’m so passionate about this work.

Because once you understand this…

It stops feeling scary.

And starts feeling empowering.


And if you’re ready to actually set this up in a way that feels clear, safe, and doable—

That’s exactly what we’re doing inside the Wellthy Practice Retreat (April 25–26).

We’re breaking this down step-by-step so you can move forward with confidence—not confusion.


You don’t need to understand everything yet.

You just need to start…
and know you’re doing it in a way that actually supports you long-term.


Making the dreams with you,

💛Geneviève

 

The Wellthy Practice Retreat

April 25–26 | online

Two days.
A collection of experts.
Designed for practitioners like you!

We’re talking about:
 🧮 Financial literacy without gatekeeping
 📈 Practical ways to increase profitability
 📱Technology that protects your time
 💓 Investing from a heart-centered place
 🧠 Building systems that support your nervous system

This isn’t about becoming a finance bro.
It’s about becoming sovereign in your own practice.

 

 

RESERVE MY SPOT NOW! 

 

 

🎧 On The Body Oracle...

 

We’re talking about what it really means to recognize your impact 💢 the quiet, daily ways you’re already laying golden eggs.
Because even the smallest acts of care and support ripple farther than you realize.

Listen to Episode 6: “You Are The Golden Goose”

Free Online 

Spotify 

Apple Podcasts 

 

 

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